![]() ![]() That’s because crashes follow the driver, not the car.Īre you listing a learner driver on your car insurance policy? There’s a new premium for that. If any of them cause a crash while driving your car, your driving record will no longer be affected. So, if you have two teenagers who are learning to drive your car, you’ll have to list them on your insurance policy. 75% of your insurance premium will be determined by the person who drives the car the most, while the other 25% will be determined by the highest-risk driver. Under ICBC’s new driver-based insurance model, car owners will now have to list all drivers of their car on their insurance policy – including new drivers. All Drivers Must be Listed on your Insurance Policy We’re here to tell you how ICBC’s insurance changes affect new drivers. ![]() With this change to car insurance in B.C., new drivers and anyone who lists a new driver on their insurance policy will be impacted. They adopted a driver-based insurance model and changed the way they calculate insurance premiums. 1, 2019, ICBC made changes to car insurance in B.C.
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